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Personal Checking

A checking account is the core of your financial planning. It is where your money is deposited, your bills are paid from and the type of account that requires the most flexibility.  That is why, at The Berkshire Bank, we offer you checking account options that provide you with the value, ease and convenience you need.  Having your checking account with The Berkshire Bank also provides you the added security of knowing that your money is protected by the maximum insurance allowable under FDIC regulations.

Regular Checking

Blue Ribbon Checking

NOW Checking

Prime NOW Checking

Ultimate College Checking

Premier Checking

Money Market Checking

60 & Better Checking

Basic Banking Checking

New Jersey Consumer Checking

For full details on all our products and services, please consult our Account Agreement and Disclosures and our Schedule of Fees and Service Charges


Regular Checking

With a Regular Checking account from The Berkshire Bank you can pay bills with ease. What’s more, if you keep the average monthly collected balance of $1,200, there is no monthly maintenance fee. 

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Blue Ribbon Checking

Looking for the best of both worlds?  Why not try our linked Blue Ribbon Checking and Blue Ribbon Savings account.  By opening a highly competitive Blue Ribbon Savings account linked to a Blue Ribbon Checking account, you can create a simple way to handle your daily banking needs while earning interest. 

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NOW Checking

With a NOW Checking account, you can earn interest on your account with no monthly maintenance fee, as long as the $1,500 average collected balance is maintained. Take advantage of the convenience of The Berkshire Bank NOW Checking account. For additional convenience, why not arrange a direct deposit? Your money will be available to you at the opening of business on your scheduled deposit day. NOW Accounts are available to individuals, sole proprietors, individuals doing business under a trade name, qualified not-for-profit organizations, governmental units, or funds held by a fiduciary. Corporations, partnerships, associations, business trusts, or other organizations may not maintain a NOW Account. 

 NOW Checking           Interest Rate         APY*       
 $1,500 to $24,999 0.10% 0.10%
 $25,000 to $999,999 0.15%

 0.15%

 $1,000,000 & over 0.05% 0.05%

                                  Click Here for Terms and Conditions

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Prime NOW Checking

A Great Rate + The Power of The Berkshire Bank All In One Account!

This account pays interest on your balance and provides easy access to your money. The Prime NOW account is limited to individuals, new customers and new money only, or customers who maintain only a Certificate of Deposit with The Berkshire Bank. It includes 50 No Charge Debits per statement cycle.

Premium Rate guaranteed through April 30, 2014!  Contact your local branch for full details!

 Prime NOW Checking          Interest Rate         APY       
 $0 to $100,0001.19% 1.20%*

*Blended APY. Premium rate is for balances $0- $100,000. The portion of the balance above $100,000 will earn the current regular NOW Rate. The Prime NOW Checking account requires a minimum opening deposit of $100. There is a minimum daily balance requirement of $1,500 to avoid the $10.00 monthly maintenance fee. Additional requirements include; direct deposit in the minimum monthly amount of $900 from salary, social security or pension, and 5 debits per statement cycle in the minimum amount of $750. If all account terms are not met, the account will earn the same rate as accounts with a balance over $100,000, the current regular NOW rate. Call your local branch for our other rates and terms on the Prime NOW Checking Account.

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Ultimate College Checking

Looking to find the PERFECT college checking account? Look no further - Berkshire Ultimate College Checking has arrived! Berkshire Ultimate College Checking offers free checking for college students ages 18-24. Customers must provide proof of student status to open this account. There is no monthly maintenance fee, unlimited transactions, and no Berkshire free to use a non-Berkshire ATM. Speak with your local branch today for full details. *There may be an ATM fee charged by the foreign bank

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Premier Checking

Our Premier Checking account is one where you can write a limited number of checks, and avoid a monthly maintenance fee, while maintaining balances in your related accounts.

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Money Market Checking

Earn competitive interest rates while enjoying limited access to your funds.  The Berkshire Bank Money Market account is an interest bearing account with limited check writing privileges, imaged statements, and competitive pricing.

Money MarketInterest Rate  APY*
 $2,500 to $24,999                0.10% 0.10%
 $25,000 to $49,999              0.10% 0.10%
 $50,000 to $99,999              0.15% 0.15%
 $100,000 to $999,999             0.20% 0.20%
 $1,000,000 & over 0.10% 0.10%

 

                                    Click Here for Terms and Conditions

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60 & Better Checking

This account is specifically designed for persons 60 years and better offering the flexibility of a checking account with the added benefit of no monthly maintenance fee.

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Basic Banking Checking

This cost saving account offers you all the time-saving benefits of electronic banking in addition to convenient branches and ATM locations.  This account is available only to New York State residents.  If you open a Basic Banking Checking account you may not have any other transactional account with the Bank or any other financial institution.

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New Jersey Consumer Checking

This type of account, available for individuals, families, or households, provides a cost saving account that offers you all of the time saving benefits of electronic banking in addition to convenient branch and ATM locations. This account is available only to residents of New Jersey.  If you open a New Jersey Consumer Checking account you may not have any other transactional account with the Bank or any other financial institution.  

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Terms and Conditions

Interest rates valid as of August 19, 2013
Interest rates and offers are subject to change or may be modified or withdrawn at any time and without notice. 
APY refers to Annual Percentage Yield*
Certain restrictions may apply.
Fees may reduce earnings on accounts.
Early withdrawal from some accounts, if permitted, may be subject to a penalty.

For full details on all our products and services, please consult our Account Agreement and Disclosures and our Schedule of Fees and Service Charges

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