The Berkshire Bank
SEARCH
Serving Communities in New York & New Jersey
HomeAbout UsProductsOnline BankingNewsFinancials
BerkOnline Login

 

 

 

Personal Checking

A checking account is the core of your financial planning. It is where your money is deposited, your bills are paid from and the type of account that requires the most flexibility.  That is why, at The Berkshire Bank, we offer you checking account options that provide you with the value, ease and convenience you need.  Having your checking account with The Berkshire Bank also provides you the added security of knowing that your money is protected by the maximum insurance allowable under FDIC regulations.

Regular Checking

Blue Ribbon Checking

NOW Checking

Ultimate College Checking

Super Security Checking

Premier Checking

Money Market Checking

60 & Better Checking

Basic Banking Checking

New Jersey Consumer Checking

For full details on all our products and services, please consult our Account Agreement and Disclosures and our Schedule of Fees and Services Charges


Regular Checking

With a Regular Checking account from The Berkshire Bank you can pay bills with ease. What’s more, if you keep the average monthly collected balance of $1,200, there is no monthly maintenance fee. 

Return to Top

Blue Ribbon Checking

Looking for the best of both worlds?  Why not try our linked Blue Ribbon Checking and Blue Ribbon Savings account.  By opening a highly competitive Blue Ribbon Savings account linked to a Blue Ribbon Checking account, you can create a simple way to handle your daily banking needs while earning interest. 

Return to Top  

NOW Checking

With a NOW Checking account, you can earn interest on your account with no monthly maintenance fee, as long as the $1,500 average collected balance is maintained. Take advantage of the convenience of The Berkshire Bank NOW Checking account. For additional convenience, why not arrange a direct deposit? Your money will be available to you at the opening of business on your scheduled deposit day. NOW Accounts are available to individuals, sole proprietors, individuals doing business under a trade name, qualified not-for-profit organizations, governmental units, or funds held by a fiduciary. Corporations, partnerships, associations, business trusts, or other organizations may not maintain a NOW Account. 

 NOW Checking           Interest Rate         APY*       
 $1,500 to $24,999 0.10% 0.10%
 $25,000 to $999,999 0.10%

 0.10%

 $1,000,000 & over 0.05% 0.05%

                                  Click Here for Terms and Conditions

Return to Top


Ultimate College Checking

Looking to find the PERFECT college checking account? Look no further - Berkshire Ultimate College Checking has arrived! Berkshire Ultimate College Checking offers free checking for college students ages 18-24. Customers must provide proof of student status to open this account. There is no monthly maintenance fee, unlimited transactions, and no Berkshire fee to use a non-Berkshire ATM. Speak with your local branch today for full details. *There may be an ATM fee charged by the foreign bank.

Return to Top



Super Security Checking

Want MORE for your Social Security income? If you receive a monthly direct deposit from Social Security and can maintain a minimum daily balance of $500, you automatically qualify for our Super Security Checking. This account allows you to earn a premium interest rate while still having the flexibility of a completely liquid checking account.

Super Security CheckingInterest Rate APY*
$500 to $100,000 1.00%1.00%*


*APY (Annual Percentage Yield) Effective August 11, 2014. Certain restrictions and fees may apply, offer is subject to change without notice. Premium rate is for balances of $500 - $100,000 and is guaranteed through July 31, 2015. The portion of balances above $100,000 will earn the current Regular NOW Account rate.  For new customers and new money only, or customers who maintain only a certificate of deposit with The Berkshire Bank, limited to one account per household. Minimum opening deposit of $100 required. Minimum daily balance of $500 avoids $10 monthly maintenance fee. In order to obtain the Super Security Checking Account, customer must have a monthly Direct Deposit from social security and order a Debit Card. For those customers missing the monthly Social Security direct deposit required for this product, the account will be changed to a Regular NOW Account should this occur in two consecutive months. The first fifty (50) debits are free. Each debit exceeding fifty (50) will incur a fee of $0.25 per debit. Other terms and conditions for your account are included in the Bank’s Account Agreement and Disclosures and the Schedule of Fees and Service Charges, provided to you when you open your account.

Return to Top

Premier Checking

Our Premier Checking account is one where you can write a limited number of checks, and avoid a monthly maintenance fee, while maintaining balances in your related accounts.

Return to Top

Money Market Checking

Earn competitive interest rates while enjoying limited access to your funds.  The Berkshire Bank Money Market account is an interest bearing account with limited check writing privileges, imaged statements, and competitive pricing.

Money MarketInterest Rate  APY*
 $2,500 to $24,999                0.10% 0.10%
 $25,000 to $49,999              0.10% 0.10%
 $50,000 to $99,999              0.15% 0.15%
 $100,000 to $999,999             0.15% 0.15%
 $1,000,000 & over 0.10% 0.10%

 

                                    Click Here for Terms and Conditions

Return to Top 

60 & Better Checking

This account is specifically designed for persons 60 years and better offering the flexibility of a checking account with the added benefit of no monthly maintenance fee.

Return to Top

Basic Banking Checking

This cost saving account offers you all the time-saving benefits of electronic banking in addition to convenient branches and ATM locations.  This account is available only to New York State residents.  If you open a Basic Banking Checking account you may not have any other transactional account with the Bank or any other financial institution.

Return to Top

New Jersey Consumer Checking

This type of account, available for individuals, families, or households, provides a cost saving account that offers you all of the time saving benefits of electronic banking in addition to convenient branch and ATM locations. This account is available only to residents of New Jersey.  If you open a New Jersey Consumer Checking account you may not have any other transactional account with the Bank or any other financial institution.  

Return to Top


Terms and Conditions

Interest rates valid as of June 24, 2015
Interest rates and offers are subject to change or may be modified or withdrawn at any time and without notice. 
APY refers to Annual Percentage Yield*
Certain restrictions may apply.
Fees may reduce earnings on accounts.
Early withdrawal from some accounts, if permitted, may be subject to a penalty.

For full details on all our products and services, please consult our Account Agreement and Disclosures and our Schedule of Fees and Services Charges

Return to Top
FDIC Insured
FDIC Insured
 
Equal Housing Lender