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Certificates of Deposit

The Berkshire Bank offers highly competitive Personal account CD rates suitable for any client looking for a long term, secure investment.  With a variety of terms, rates and balances, you will find a CD tailored to suit any of your banking needs. 

For full details on all our products and services, please consult our Account Agreement and Disclosures and our Schedule of Fees and Services Charges

Earn More with our 

1.30% APY*
 on a 36 month CD

(1.29% Interest Rate)
                                   


Certificates of Deposit For Personal Accounts

 $1,000 - $9,999.99

 

 $10,000 - $499,999.99

 TERMINTEREST RATEAPY*   TERMINTEREST RATE APY*
 1 month 0.10%    0.10%               1 month 0.10%    0.10%  
 2 months 0.10% 0.10%  2 months 0.10%   0.10%
 3 months 0.15% 0.15%  3 months 0.15% 0.15%
 4 months 0.15% 0.15%  4 months 0.15% 0.15%
 6 months 0.20% 0.20%  6 months 0.45% 0.45%
 7 months 0.20% 0.20%  7 months 0.45% 0.45%
 9 months 0.30%

 0.30%

  9 months 0.45% 0.45%
12 months 0.80% 0.80% 12 months 0.80% 0.80%

13 months

 0.75% 0.75% 13 months 0.75% 0.75%

18 months

 1.09% 1.10% 18 months 1.09% 1.10%
24 months 1.19% 1.20% 24 months 1.19% 1.20%
36 months 1.29% 1.30% 36 months 1.29% 1.30%

          Click here for Terms and Conditions

CD's require a $1,000 minimum opening deposit. Interest on CD's is compounded daily and calculated on an actual/365 day basis and paid at maturity.



Retirement Account (IRA’s)

The Berkshire Bank offers competitive CD interest rates suitable for any client looking for an FDIC-insured, secure investment for their Traditional IRA.  With a variety of rates and terms you will find a CD tailored to suit any of your investment needs.  

 


Terms and Conditions

Interest rates valid as of March 3, 2015.
All interest rates are subject to change without prior notice.
APY refers to Annual Percentage Yield*
Early withdrawal, if permitted, will be subject to a substantial penalty. 
Rates listed above valid on personal accounts only.
These offers may be modified or withdrawn at any time.
Fees may reduce earnings on accounts.

For full details on all our products and services, please consult our Account Agreement and Disclosures and our Schedule of Fees and Services Charges


FDIC Insured
FDIC Insured
 
Equal Housing Lender