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Certificates of Deposit

The Berkshire Bank offers highly competitive Personal account CD rates suitable for any client looking for a long term, secure investment.  With a variety of terms, rates and balances, you will find a CD tailored to suit any of your banking needs. 

For full details on all our products and services, please consult our Account Agreement and Disclosures and our Schedule of Fees and Service Charges

Earn More with our 

2.25% APY*
 on a 36 month CD

(2.23% Interest Rate)
                                   Click here for terms and conditions


Certificates of Deposit For Personal Accounts

 $1,000 - $9,999.99

 

 $10,000 - $499,999.99

 TERM INTEREST RATEAPY*   TERM INTEREST RATE APY*
 1 month 0.20%    0.20%               1 month 0.25%    0.25%  
 2 months 0.20% 0.20%  2 months 0.25%   0.25%
 3 months 0.20% 0.20%  3 months 0.25% 0.25%
 4 months 0.20% 0.20%  4 months 0.25% 0.25%
 6 months 0.50% 0.50%  6 months  0.75% 0.75%
 9 months 0.40%

 0.40%

  9 months 0.50% 0.50%
 12 months0.50%0.50%  12 months 0.75% 0.75%
 13 months0.85%0.85%  13 months 1.09% 1.10%
 18 months 1.00% 1.01%  18 months 1.24% 1.25%
 24 months    1.24% 1.25%  24 months 1.73% 1.75%
 36 months 1.73% 1.75%  36 months 2.23% 2.25%
 48-60 months 1.00% 1.01%  48-60 months 1.49% 1.50%

          Click here for Terms and Conditions

CD's require a $1,000 minimum opening deposit. Interest on CD's is compounded daily and calculated on an actual/365 day basis and paid at maturity.



Retirement Account (IRA’s)

The Berkshire Bank offers competitive CD interest rates suitable for any client looking for an FDIC-insured, secure investment for their Traditional IRA.  With a variety of rates and terms you will find a CD tailored to suit any of your investment needs.  

 


Terms and Conditions

Interest rates as of July 29, 2010
All interest rates are subject to change without prior notice
APY refers to Annual Percentage Yield*
Early withdrawal, if permitted, will be subject to a substantial penalty. 
Rates listed above valid on personal accounts only.
These offers may be modified or withdrawn at any time.
Fees may reduce earnings on accounts.

For full details on all our products and services, please consult our Account Agreement and Disclosures and our Schedule of Fees and Service Charges


FDIC Insured
FDIC Insured
The Berkshire Bank is participating in the FDIC’s Transaction Account Guarantee Program.
Learn more »

 
Equal Housing Lender