Personal Checking A checking account is the core of your financial planning. It is where your money is deposited, your bills are paid from and the type of account that requires the most flexibility. That is why, at The Berkshire Bank, we offer you checking account options that provide you with the value, ease and convenience you need. Having your checking account with The Berkshire Bank also provides you the added security of knowing that your money is protected by the maximum insurance allowable under FDIC regulations. Regular Checking
Blue Ribbon Checking
NOW Checking
Prime NOW Checking
Ultimate College Checking
Premier Checking
Money Market Checking
60 & Better Checking
Basic Banking Checking
New Jersey Consumer Checking
For full details on all our products and services, please consult our Account Agreement and Disclosures and our Schedule of Fees and Service Charges
Regular Checking
With a Regular Checking account from The Berkshire Bank you can pay bills with ease. What’s more, if you keep the average monthly collected balance of $1,200, there is no monthly maintenance fee.
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Blue Ribbon Checking
Looking for the best of both worlds? Why not try our linked Blue Ribbon Checking and Blue Ribbon Savings account. By opening a highly competitive Blue Ribbon Savings account linked to a Blue Ribbon Checking account, you can create a simple way to handle your daily banking needs while earning interest.
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NOW Checking
With a NOW Checking account, you can earn interest on your account with no monthly maintenance fee, as long as the $1,500 average collected balance is maintained. Take advantage of the convenience of The Berkshire Bank NOW Checking account. For additional convenience, why not arrange a direct deposit? Your money will be available to you at the opening of business on your scheduled deposit day. NOW Accounts are available to individuals, sole proprietors, individuals doing business under a trade name, qualified not-for-profit organizations, governmental units, or funds held by a fiduciary. Corporations, partnerships, associations, business trusts, or other organizations may not maintain a NOW Account.
| NOW Checking | Interest Rate | APY* | | $1,500 to $24,999 | 0.10% | 0.10% | | $25,000 to $999,999 | 0.15% | 0.15% | | $1,000,000 & over | 0.05% | 0.05% |
Click Here for Terms and Conditions Return to Top Prime NOW Checking
A Great Rate + The Power of The Berkshire Bank All In One Account! This account pays interest on your balance and provides easy access to your money. The Prime NOW account is limited to individuals, new customers and new money only, or customers who maintain only a Certificate of Deposit with The Berkshire Bank. It includes 50 No Charge Debits per statement cycle. Premium Rate guaranteed through January 31. 2014! Contact your local branch for full details! | Super Power NOW Account | Interest Rate | APY | | $1,000 to $100,000 | 1.17% | 1.18%* |
*The Prime NOW Checking account requires a minimum opening deposit of $100. There is a minimum daily balance requirement of $1,500 to avoid the $10.00 monthly maintenance fee. Additional requirements include; direct deposit in the minimum monthly amount of $1000 from salary, social security or pension, and 10 debits per statement cycle in the minimum amount of $750. If all account terms are not met, the rate on the account will no longer be guaranteed & the account will earn the same rate as accounts with a balance over $100,000, the current regular NOW rate. If all account terms are not met for two consecutive statement cycles, the account will be converted to a NOW Checking Account and all terms and conditions of the NOW Account will apply. Call your local branch for our other rates and terms on the Prime NOW Checking Account. Return to Top
Ultimate College Checking
Looking to find the PERFECT college checking account?
Well look no further - Berkshire Ultimate College Checking has arrived! Berkshire Ultimate College Checking offers free checking for college students ages 18-24. Customers must provide proof of student status to open this account. There is no monthly maintenance fee, unlimited transactions and no Berkshire fee to use a non-Berkshire ATM. What could be better! This account also offers free BerkOnline®, Bill Pay, Debit Card & E-Statements. Minimum to open is $100. Speak with your local branch today for full details. *There may be an ATM fee charged by the foreign bank. Return to Top
Premier Checking
Our Premier Checking account is one where you can write a limited number of checks, and avoid a monthly maintenance fee, while maintaining balances in your related accounts.
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Money Market Checking
Earn competitive interest rates while enjoying limited access to your funds. The Berkshire Bank Money Market account is an interest bearing account with limited check writing privileges, imaged statements, and competitive pricing. | Money Market | Interest Rate | APY* | | $2,500 to $24,999 | 0.10% | 0.10% | | $25,000 to $49,999 | 0.10% | 0.10% | | $50,000 to $99,999 | 0.15% | 0.15% | | $100,000 to $999,999 | 0.20% | 0.20% | | $1,000,000 & over | 0.10% | 0.10% |
Click Here for Terms and Conditions
Return to Top 60 & Better Checking
This account is specifically designed for persons 60 years and better offering the flexibility of a checking account with the added benefit of no monthly maintenance fee.
Return to Top Basic Banking Checking
This cost saving account offers you all the time-saving benefits of electronic banking in addition to convenient branches and ATM locations. This account is available only to New York State residents. If you open a Basic Banking Checking account you may not have any other transactional account with the Bank or any other financial institution.
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New Jersey Consumer Checking
This type of account, available for individuals, families, or households, provides a cost saving account that offers you all of the time saving benefits of electronic banking in addition to convenient branch and ATM locations. This account is available only to residents of New Jersey. If you open a New Jersey Consumer Checking account you may not have any other transactional account with the Bank or any other financial institution.
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Terms and Conditions
Interest rates valid as of June 3, 2013
Interest rates and offers are subject to change or may be modified or withdrawn at any time and without notice.
APY refers to Annual Percentage Yield*
Certain restrictions may apply.
Fees may reduce earnings on accounts.
Early withdrawal from some accounts, if permitted, may be subject to a penalty.
For full details on all our products and services, please consult our Account Agreement and Disclosures and our Schedule of Fees and Service Charges
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