Other Products & Services

The Berkshire Bank offers customers a variety of products and services to cater to their many banking needs.  From checking to savings, from mortgages to loans, for business or personal customers we are the Bank that puts your interests first.  Please review our additional products and services and let us know how we can assist you. 

ATM Card

Bank by Mail

Collections

Combined Statements

Consulate Letters

Credit Cards

Debit Cards

Federal Tax Deposits (TT&L)

Foreign Exchange

Merchant Services

Online Banking

Safe Deposit Box

Telephone Express

ATM Card

An ATM Card allows a customer to withdraw, or transfer money at The Berkshire Bank Automatic Teller Machine (ATM) or at any NYCE/Cirrus ATM for withdrawals, transfers and inquiries - 24 hours a day.  Please contact us to find out more. 

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Bank by Mail

Berkshire Bank customers may transact much of their business with The Berkshire Bank by mail. Bank by Mail offers convenience and speed for transactions that include:

• Deposits and withdrawals from all types of accounts.
• Additions to Certificates of Deposit at maturity.
• Renewal of certificates.
• Loan payments.
• Address changes.

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Collections

A collection is a safe, convenient way to have funds transferred from another bank or a foreign country for deposit to an account with The Berkshire Bank.  This saves time and effort.  Proceeds from these collections may be credited to an existing account or a new account. You may be eligible if you are:

• A new or existing customer.
• An employee whose company has relocated to our area.
• Persons or business with international dealing.
• A customer with an account at another financial institution.

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Combined Statements

The Combined Statement service allows checking account customers to receive one convenient, monthly statement listing all of their accounts with The Berkshire Bank. Eligible accounts include checking and either a certificate of deposit, a savings account or a money market account.  Combined accounts must have the same title and social security number to be linked.

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Consulate Letters

Contact us if you need a consulate letter attesting to your accounts(s), titles of account(s), current balances(s) opening dates(s) and recent deposit and withdrawal activity.  The letter is signed by a Bank Officer and then, if necessary, notarized.

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Credit Cards

The Berkshire Bank customers now have more choices when selecting the credit card that best fits their needs. Customers can apply for the cards online, http://www.bankcardoffer.com/BerkBank/, over the phone or at any branch and will see fast turnaround times on their applications in addition to great customer service. Customers can also manage their credit card account online at http://www.managemycreditcard.com/.  The credit card program, offers both business and personal options, including:

• Visa and MasterCard® Platinum for Consumers.
• Cash Rewards Visa or MasterCard® for Consumers.
• Visa or MasterCard® for Businesses.
• Travel Rewards Visa or MasterCard® for Businesses.

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Debit Cards

Our customers can bank 24 Hours a Day with a MasterCard® debit card/ATM card. Whether customers are traveling domestically or internationally, they can access their available account balance. Customers can use their Berkshire Bank MasterCard debit card wherever MasterCard is accepted.  It can also be used at ATM machines worldwide.

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Federal Tax Deposits (TT&L)

Business account customers can take advantage of this service to transmit their tax payments to the Internal Revenue Service (IRS).

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Foreign Exchange

Save time and money by ordering your Euros or Shekels from The Berkshire Bank before (and after) you travel. Purchase your foreign currency at one of our designated branches where the strength and reputation for fair exchange is readily available.  Exchange of Euros and Shekels are also available for returning travelers.

*  For 100 Euros you pay $160.82

** For 100 Shekels you pay $30.05

                                                                                                    (Fees may appy)

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Merchant Services

The Berkshire Bank can be your single source for credit card transactions and credit card processing business needs. Merchant Accounts for Visa, MasterCard, American Express, Discover and other private label credit card companies are only a phone call away.  Our Merchant Services Program makes accepting credit cards fast and easy. So if you are a merchant looking for an effective and reliable way to handle your credit card processing needs, The Berkshire Bank can help you.  With strategic partnerships, we offer quality service, competitive pricing and a complete solution for all your credit card processing needs.

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Online Banking
 
We understand how valuable your time is.  With BerkOnline^_®, our state of the art online banking system, you have the power to bank from anywhere in the world.  Order checks, check your balances, sign up for e-Statements, conduct Bank to Bank Transfers, set up regular email alerts, and so much more.  With BerkOnline® your account information is never more than a mouse click away.  Here are just some of the many services offered through BerkOnline®:

• Bank to Bank Transfers
• e-Statements
• Check Ordering
• Download Transactions
• Automatic E-mail Alerts 

To take advantage of our online banking services you must first of all have a BerkOnline^_®, online banking account. To sign up to BerkOnline^_®, simply print and complete the BerkOnline^_® Application and Agreement forms and return both to your branch for processing.  (You will need to download Adobe Reader to open and print these forms.) 

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Safe Deposit Box

Any accountholder 18 years of age or older may rent a Safe Deposit Box. Corporate accountholders may also rent a Safe Deposit Box. Both natural persons and business are required to maintain an account as a condition of box rental.  Our branches in Goshen, Harriman and Bloomberg have safe deposit boxes for your convenience.

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Telephone Express

The Berkshire Bank offers yet another great, timesaving banking service: Telephone Banking. Telephone Banking is as quick as a phone call, and lets you do your banking when you want, wherever you want. Best of all, The Berkshire Bank’s telephone banking is absolutely FREE.  Our telephone banking service allows you to access your account information anytime. You may:

• Check account balances
• Review account activity
• Transfer funds

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*Rates valid as of May 9th, 2008
$100 minimum transaction 
$2,800 maximum transaction 
Rates are subject to change at any time and without notice.  
Rates are final only at point of sale at the branch. 
Certain restrictions and fees may apply